Emerging from the Sidelines!
Community Housing Growth, A Key Component to Provide a Roof for All
On average, over the past ten years, we have built 201,070 new homes per year across the country. During the same ten years, the number of households increased by an average of 150,293 per year. Similar figures have been repeated for half a century now. As supply has been growing faster than demand for so long, house prices should be at their lowest, but we all know very well that is not the case.
In fact, census data indicates that 322,600 affordable housing units have disappeared between 2011 and 2016. Even more concerning, all the indicators we have had access to since 2016 lead us to believe that the 2021 data will show that the loss will amount to at least 500,000 affordable homes.
In terms of community housing, the total net number unit has remained at 600,000 for the past 25 years. Even the federal government’s recent and lauded National Housing Strategy limits its ambitions to 50,000 new community housing units (out of a total of 100,000 new affordable homes) by 2028.
The 1.7 million Canadian households who bleed each month to pay their rent better have a substantial supply of hemoglobin because help does not seem to be on its way!
The causes behind the inability of the housing market to meet the needs and means of large facets of the population are numerous and complex. But foremost, we think of the speculation generated by the financialization and commodification of residential real estate.
For the Centre, the only way to achieve the right to housing for all is to protect a significant part of the residential stock from these phenomena. As such, community housing (NPOs, Cooperatives, Land Trusts) is a choice mechanism with demonstrated usefulness and effectiveness.
Therefore, it is essential to reverse the process of marginalization that began 25 years ago and aggressively relaunch the development of community housing stock.
While the past two decades have not been positive in this regard overall, this should not prevent us from appreciating the will, efforts, and successes of the community housing sector in recent years to combat this trend. These successes, while modest, should be seen as a source of inspiration, demonstrating the sector’s ability to help turn things around in the housing market.
The Centre believes that the community housing sector has three main tools to influence the future of housing, and our role is to turn the dial on all three of them.
First, we can and we must make our voices heard. The 600,000 households that live in our homes, the tens of thousands of volunteers and employees who contribute to it, the millions of poorly housed people across the country, and the many organizations concerned with social justice, intergenerational equity and respect for the environment must unite to obtain budgetary, regulatory, and political measures that support the revival of rapid development of community housing.
Second, we can leverage our assets. The community housing movement has resources (land, buildings, financial reserves), which, if well-coordinated, can act in a meaningful way. Currently, in general, these assets are managed passively. Without participating in the speculation process, we can increase the value of what we already have in hand. Thousands of sites could be densified, and with thousands of our buildings now being mortgage-free (or close to that), they could be used as collateral to obtain financing to acquire or build homes.
Third, we can be creative and innovative. In addition to material resources, we bring together a large number of people (our tenants, our volunteers, the poorly housed) and social resources (our organizations, the scientific community, allies in the social and cooperative economy). Management and the level of mobilization can be improved. Whether by pooling some systems (management, IT, maintenance, etc.), by enhancing the training and skills of our employees and directors, or by exploring new financial models (patient capital, co-ownership, cross-investments, etc.), we can do better with what we have in hand. Several initiatives emerged in recent years; we must study, learn, and be inspired by them so we can generalize the successful ones while continuing to explore new avenues.
Upon these assertions and ambitions, the Centre commits to:
- Promote and leverage existing funding models for growth.
- Support the exploration of new growth models (acquisition, land trust, other).
- Increase access to tools and resources to promote community housing as a solution.
- Identify sector gaps (emerging issues and opportunities) and fill them (e.g. impacts of boom and bust economic cycles).
Learn about News and Awarded Projects that relate to
A silver lining in the dark clouds of Covid-19 is the recognition by Ottawa of the need “to help address urgent housing needs of vulnerable Canadians by rapidly creating new affordable housing units.” To that end, the federal government has set aside $1 billion through the CMHC to create 3,000 housing units within a year, with grants going to municipalities, provinces, territories, Indigenous governing bodies and organizations, non-profit housing organizations and co-ops.
When we think of Newfoundland and Labrador, we have to think in terms of rural vs. urban. In St. John’s (urban), there are services along the housing continuum. Although there are gaps in services, for example, there is no emergency shelter that will take you if you’re a high-need client in active addiction, the services from emergency shelter to coop, or social housing exist. However, a lot of organizations are running beyond their organizational capacity because they don’t have access to adequate funding.
As the COVID-19 pandemic compounds Canada’s ongoing housing crisis, the Federation of Canadian Municipalities (FCM) is proposing a federal initiative and partnership to rapidly repurpose on-sale private buildings as permanent, non-profit housing for vulnerable Canadians. FCM is proposing a federal initiative and partnership to help non-profit community housing providers rapidly acquire, renovate and retrofit two kinds of buildings.
Too often over the past 25 years, official policies have prevented our sector from adequately responding to the challenges that society’s evolution brought to housing. The very real consequences of this inability have been the emergence of mass homelessness, a dramatic rise in rents and the spread of unbridled real estate speculation with disastrous social and financial consequences for the vast majority.
Tim is a nationally recognized non-profit, community, and co-operative housing policy advocate, with years of leadership experience in housing and homelessness. He is the founding President of the Centre and Executive Director of the Co-operative Housing Federation of Canada. CHF Canada is a national membership association of housing co-ops, representing over one thousand members, and home to over a quarter of a million people.
Calgary’s Elan Hotel sold for non-profit housing. Known for hospitality and exceptional quality, the building used to be a hotel and now serves Horizon Housing’s mission. As a registered charitable organization, over 700 residents live in Horizon’s 16 residences, 8 supported homes and 8 apartment buildings, in Calgary.
In partnership with the Social Planning Council of Kingston and Developmental Services Ontario—South-East Region. Want to learn interesting facts about the Centre’s funding programs? Stéphan Corriveau, the Centre’s Executive Director, will talk about the organization,...
The Fonds immobilier de The Fonds immobilier de solidarité FTQ has announced on July 9 an additional investment of $15 million in the Fonds d’acquisition de Montréal (FAM), bringing the fund’s budget for the construction of community housing in Greater...
The National Housing Strategy has been the catalyst for many new conversations, with promised, much-needed funding and lofty goals to cut chronic homelessness by 50 % and remove 530,000 families from housing need, it purports to transform the face of housing in...
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Sectoral Impact Projects
Develop new services, models or tools to help the sector build and manage affordable housing.
Sector Transformation Fund
Enhance the capacity of your local organization to provide affordable housing in a better way.
Community-Based Tenant Initiative
Develop projects that aim to engage tenants/co-op members in housing decisions that affect them.